Management Team

Fregenal has been CEO of Fathom Holdings, Inc. since 2023, with over a decade of leadership experience. Before this, he served as Fathom's CFO (2012-2024), President (2018-2023), and COO (2012-2017). Marco joined the Board of Directors in 2019, driving strategic growth and operational success. He led Fathom's IPO on NASDAQ in 2020, expanded market presence, developed sustainable technologies, and oversaw acquisitions that made Fathom one of the top 10 largest real estate brokerages in the U.S. by transaction sides. His operational expertise has solidified Fathom as a leader in real estate technology. Fluent in Spanish and Portuguese, Fregenal’s global management skills support diverse teams and demographics. He holds a Bachelor’s in Economics from Rutgers University and an MBA in Operations Management from Monmouth University.

Jon Gwin serves as the Chief Revenue Officer of Fathom Holdings, Inc. With over 20 years of leadership experience in the securities, insurance, mortgage, and real estate industries, Gwin has held executive roles at American Financial Network, Wachovia Bank, Wells Fargo Bank, and Accredited Home Lenders. His leadership at American Financial Network led to over $13 billion in annual mortgage production. An experienced real estate broker and compliance expert, Gwin has developed industry-leading technology and training programs. He holds a degree in Business Administration from the University of San Diego and a juris doctorate from Concord Law School of Purdue Global. Gwin is also recognized as one of the forty most influential mortgage professionals under forty by National Mortgage Professional Magazine.

Joanne serves as the Chief Financial Officer of Fathom Holdings Inc. Prior to her November 2024 promotion to CFO,  she served as Fathom’s Senior Vice President of Finance since February 2021. Joanne has over 25 years of accounting experience in both the public and private sector. She started her career in public accounting as an auditor at Arthur Andersen and has since held senior leadership roles either as an employee or consultant with varying types and sizes of businesses including small, middle market, and global organizations primarily in the life science and manufacturing industries. Joanne has extensive experience in overall finance operations and management, M&A accounting and integration, SEC regulations and reporting, and various system implementations, and has been a key contributor in several IPOs and capital raises. Joanne is a CPA and holds a bachelor’s degree in accounting from Fairfield University.

Samantha Giuggio currently serves as President of Fathom Realty and Chief Operations Officer of Fathom Holdings. Prior to that, she served as Fathom’s Chief Broker Operations Officer since June 2019. Before that, she served as the company’s Senior Vice President from October 2015 to June 2019. From April 2014 to October 2015, Giuggio was Fathom Realty’s Regional Vice President and Vice President of Operations. She also served as District Director RDU from February 2013 to April 2014, and previously Giuggio was an Agent and Group Leader Training Coordinator with the company. She received an associate’s degree in hospitality management from Holyoke Community College.

Sean Varin has served as president of Encompass Lending Group since January 2022. He has over 18 years of management experience and expertise in the mortgage industry. Before Joining Encompass Lending Group, Varin served as executive vice president at American Financial Network for 8 years and prior to that he served as a president at Primary Residential Mortgage Inc. for 5 years. He has managed and facilitated residential fundings of over two billion and ten thousand units.

Monica serves as president of Verus Title, Inc. During her 20 year career in the escrow and title industry, Schroeder has developed efficient processes that drive company growth while maintaining strict regulatory standards. Prior to joining Verus Title, Schroeder launched a national title agency, obtaining licensing in more than 30 jurisdictions and established a strong foundation for sustainable growth through streamlined operations and compliance procedures. Her practical experience in both operations and regulatory compliance continues to guide Verus Title's expansion in the national market.  She received a Bachelor of Arts degree in Communications from California State University, Fullerton.