Marco Fregenal

Marco Fregenal

Chief Executive Officer, Director

Fregenal has served as Fathom's CFO since 2012 and its President since 2018. Previously, Fregenal served as the Company's Chief Operating Officer (COO) from 2012 through 2017. He has served on Fathom's Board since 2019 and is a proven leader with extensive experience overseeing Fathom's operations. Under his leadership, Fathom has diversified its market presence, delivered innovative sustainable technologies, and completed multiple acquisitions, which have collectively contributed to record results.

Jon Gwin

Jon Gwin

Chief Operating Officer

Jon Gwin serves as the Chief Operating Officer of Fathom Holdings, Inc. With over 20 years of leadership experience in the securities, insurance, mortgage, and real estate industries, Gwin has held executive roles at American Financial Network, Wachovia Bank, Wells Fargo Bank, and Accredited Home Lenders. His leadership at American Financial Network led to over $13 billion in annual mortgage production. An experienced real estate broker and compliance expert, Gwin has developed industry-leading technology and training programs. He holds a degree in Business Administration from the University of San Diego and a juris doctorate from Concord Law School of Purdue Global. Gwin is also recognized as one of the forty most influential mortgage professionals under forty by National Mortgage Professional Magazine.

Joanne Zach

Joanne Zach

Senior Vice President of Finance

Joanne has served as Fathom’s Senior Vice President of Finance since February 2021. Joanne has over 25 years of accounting experience in both the public and private sector. She started her career in public accounting as an auditor at Arthur Andersen and has since held senior leadership roles either as an employee or consultant with varying types and sizes of businesses including small, middle market, and global organizations primarily in the life science and manufacturing industries. Joanne has extensive experience in overall finance operations and management, M&A accounting and integration, SEC regulations and reporting, and various system implementations, and has been a key contributor in several IPOs and capital raises. Joanne is a CPA and holds a bachelor’s degree in accounting from Fairfield University.

Samantha Giuggio

Samantha Giuggio

Chief Operations Officer, Fathom Realty

Samantha Giuggio currently serves as Chief Operations Officer, Fathom Realty. Prior to that, she served as Fathom’s Chief Broker Operations Officer since June 2019. Before that, she served as the company’s Senior Vice President from October 2015 to June 2019. From April 2014 to October 2015, Giuggio was Fathom Realty’s Regional Vice President and Vice President of Operations. She also served as District Director RDU from February 2013 to April 2014, and previously Giuggio was an Agent and Group Leader Training Coordinator with the company. She received an associate’s degree in hospitality management from Holyoke Community College.

Sean Varin

Sean Varin

President, Encompass Lending

Sean Varin has served as president of Encompass Lending Group since January 2022. He has over 18 years of management experience and expertise in the mortgage industry. Before Joining Encompass Lending Group, Varin served as executive vice president at American Financial Network for 8 years and prior to that he served as a president at Primary Residential Mortgage Inc. for 5 years. He has managed and facilitated residential fundings of over two billion and ten thousand units.

Paul Yurashevich

Paul Yurashevich

President, Verus Title

Paul Yurashevich founded Verus Title in 2018, which was acquired by Fathom in November 2020.  Under his leadership, Verus grew its business regionally, and then nationally.  Prior to founding Verus, Paul was Chief Operating Officer of a mobile banking start-up.  Before that, he was Vice President of Product Management at Pacific Investment Management Company. Yurashevich held several investment banking positions, focused on the technology sector.  He holds an undergraduate degree in economics with concentrations in finance and operation, and information Management from the University of Pennsylvania.  He also received an master’s of business administration from the University of Pennsylvania, where he was a Palmer Scholar.